Our loans that are short could not be any easier. All our loans are unsecured, so that you don’t have to provide your house or any other valuables as safety. There isn’t any have to locate a guarantor either.
Merely choose simply how much you wish to borrow and just how long you need certainly to repay it and get after that. You can make use of our loan that is short-term calculator find down exactly how much yours will definitely cost before you use.
If you opt to just do it, all of us will execute credit and affordability checks to make sure you are able to afford the repayments according to your credit score, earnings, and outgoings. Do not panic вЂ“ a less-than-perfect credit history will not immediately rule you away.
When we state yes, we will concur all your valuable loan expenses upfront, then gather repayments immediately. You’ll be able to handle your loan on line through our handy customer portal.
It is possible to check out our FAQs or contact our friendly group in the event that you have any longer concerns.
Any choice you will be making along with your money should be the best one for your needs. You will find occasions each time a short-term loan is probably not the option that is best.
Short-term loans will often have greater repayments than long-lasting loans while you’re repaying your debts faster. This will suggest you will spend less in interest, but you might need to look at longer options if you need to borrow a higher amount or spread the cost even further.
Additionally it is perhaps perhaps perhaps not a smart concept to get a short-term loan to cover another debt off. Taking on more financial obligation might make your circumstances even even even worse. Should you feel as you’re struggling you will get free advice from National Debtline, StepChange or The cash information Service.
Do we be eligible for a loan that is short-term? It is possible to make an application for certainly one of our loans that are short-term:
You want to make quick and effortless loans available to as many folks as you possibly can.
- You are over 18 years old
- You reside the united kingdom and can provide address details
- You are presently working
- You’ve got a legitimate current email address and phone number that is mobile
- You’ll offer bank debit and account card details
Your odds of being qualified is determined by your circumstances. We review every application independently to be sure we provide responsibly and provide you with that loan that really works for you personally.
Exactly how much am I able to borrow? Just how can short-term loan repayments work?
It is possible to make an application for a short-term loan of between ВЈ200 and ВЈ1,000 with Dot Dot Loans.
If you’d like a greater amount вЂ“ for significant home improvements or a wedding, as an example – you are able to submit an application for a long-lasting loan as high as ВЈ4,000.
We provide payment durations of three, six and nine months on our short-term loans based on exactly how much you borrow.
We are going to gather repayments immediately for an agreed date. This is through Direct Debit and will save you the trouble of recalling to create payments вЂ“ or perhaps the stress of forgetting. You are able to talk with us about arranging a payment that is different if you would choose.
We recognize that things change. You may never be charged costs for missed or late repayments but falling behind could impact your credit rating. If you believe you will not have the ability to create a payment, for reasons uknown, please get in contact as quickly as possible.
Our friendly group will talk you during your choices which help put a plan that is new.
What are the costs to be concerned about? What exactly is the attention price for a Dot Dot loan that is short-term?
We do not charge any hidden or extra charges. Some brief loan companies do, causing you to be with an increase of to pay for right back and less possibility of doing so. We keep things easy.
Our interest is fixed upfront and differs depending on simply how much you borrow. You could see other short-term loan loan providers providing adjustable rates of interest, this means they are able to fall and rise from every month. These can be riskier. Even if you have the ability to pay the initial price, this price could increase and then leave you away from pocket.
With this interest that is fixed rate you will constantly understand precisely for which you stay and exactly how much to spending plan.
Make an application for a short-term loan with Dot Dot
Has an urgent situation left you in a spot that is tight? Are numerous expenses mounting up at the same time? Whatever your position, our fast and simple loans could function as the response.
Apply today utilizing our short-term loan calculator. Select simply how much you intend to long borrow and how you would like to repay it, then check out the loan works for you personally. If it can, choose apply now to carry on along with your application and fill in several personal stats.
We will make contact with you at the earliest opportunity, then go on it after that. Simple.